| Solutions
Professional Liability Insurance
Emergency Department Practice Management Companies and Individual
Emergency Physicians
Acute Care Departments Supported
Emergency Department
About EPIC Risk Retention Group (www.epicrrg.com)
Emergency Physician-Owned
EPIC is the only medical professional liability insurance company
specializing in emergency medicine writing on a national basis that
is owned exclusively by its policyholders, all of whom are emergency
physicians and ER groups. To be an owner of EPIC one must be an
ER Group or emergency physician-policyholder. To be an EPIC policyholder
one must be an ER group or emergency physician-owner.
Careful Risk Selection
EPIC employs a unique risk assessment process. In most cases, a
team of physician-consultants conducts an on-site review and evaluation
prior to the traditional technical insurance underwriting. If this
risk assessment process indicates EPIC should not accept an ED group,
the company will not offer a proposal. Alternatively, if the clinical
risk evaluation is positive, EPIC will then offer the emergency
medical group a coverage proposal.
Focus On Patient Safety
EPIC believes that the linchpin to its long-term success lies in
a total commitment to patient safety and risk management. Accordingly,
all medical groups insured by EPIC are required to embrace this
philosophy and agree to adopt the company’s model patient
safety and risk management program. EPIC’s program emphasizes
high quality on-site process and protocol that supports excellence
in patient safety and high patient satisfaction. EPIC strongly encourages
its policyholders to use today’s more sophisticated tools
like electronic medical records and the integration of risk factor
evaluation in the clinical assessment and decision-making process.
EPIC’s conviction that patient safety is the critical link
to its success is so strong that it will explore ways and means
to assist with the financing of such electronic tools through a
system of premium credits and other incentives.
Emergency Medicine Patient Safety Foundation (EMPSF)
To underscore its commitment to patient safety and risk management,
EPIC and its business partner, the Nyhan Consulting Group, led the
formation of EMPSF to serve as a key provider of such services to
EPIC and policyholders. And, as the association-sponsor of EPIC
and its professional liability insurance program, each EPIC policyholder
is required to join the Emergency Medicine Patient Safety Foundation
(EMPSF) as a condition of obtaining insurance coverage from EPIC.
This not-for-profit educational foundation will provide most of
EPIC’s patient safety and risk management services, collect
statistical data on professional liability claims and conduct studies
of patient safety issues facing emergency medicine and its constituencies.
EMPSF will seek grants and independent funding sources to assure
it has the financial resources to properly serve emergency medicine
and the public it serves.
|
